Terms and Conditions

1. Acceptance of Terms

By using the Vectra Trust website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. These terms apply to all users, including visitors, customers, and any other users of our services.

2. Use of Our Services

You agree to use our services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of our services. You agree not to:

• Use our website in any way that may cause damage to the website or impair its availability
• Use our website for any fraudulent or unlawful purpose
• Attempt to gain unauthorized access to any part of our website or systems
• Use automated systems or software to extract data from our website

3. Account Registration

To access certain features of our services, you may need to register for an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Provide accurate and complete information when registering
• Keep your account information up to date
• Notify us immediately of any unauthorized use of your account

4. Intellectual Property

All content on this website, including text, graphics, logos, icons, images, and software, is the property of Vectra Trust or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

5. Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy and Cookie & Data Policy. By using our website, you consent to the collection and use of your personal information in accordance with these policies.

6. Links to Third-Party Sites

Our website may contain links to third-party websites. These links are provided for your convenience and do not imply our endorsement of those websites. We are not responsible for the content or privacy practices of third-party sites.

7. Disclaimers

Our website and services are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation of our website or the information, content, materials, or products included on it.

8. Limitation of Liability

To the fullest extent permitted by law, Vectra Trust shall not be liable for any damages arising from the use or inability to use our website or services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless Vectra Trust from any claims, liabilities, damages, and expenses (including legal fees) arising from your use of our website or violation of these terms.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Canada and the Province of Ontario. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Ontario.

11. Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of our website after any changes constitutes your acceptance of the new terms. We encourage you to review this page periodically for any updates.