Vectra Trust – Bank & Save, Home Loans, Business Banking

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Choose Your Term

Select a term that suits your savings goals. The longer you invest, the higher the rate.

Short Term

3 Months

4.25% p.a.
Minimum deposit: $1,000
  • Guaranteed fixed interest rate
  • Interest paid at maturity
  • CDIC insured
  • Perfect for short-term goals
Invest now
Long Term

5 Years

5.75% p.a.
Minimum deposit: $1,000
  • Highest guaranteed rate
  • Interest paid at maturity
  • CDIC insured
  • Maximum growth potential
Invest now

All Term Deposit Rates

View our complete range of term deposit rates. Choose the term that works best for you.

Term Length Interest Rate Minimum Deposit Interest Payment CDIC Insured
30 Days 3.50% p.a. $1,000 At Maturity
3 Months 4.25% p.a. $1,000 At Maturity
6 Months 4.65% p.a. $1,000 At Maturity
12 Months 5.10% p.a. $1,000 At Maturity
18 Months 5.25% p.a. $1,000 At Maturity
2 Years 5.45% p.a. $1,000 At Maturity
3 Years 5.60% p.a. $1,000 At Maturity
5 Years 5.75% p.a. $1,000 At Maturity

Term Deposit Calculator

See how much your investment could grow. Calculate your potential returns today.

$
1% 5.10% 7%
Total Return at Maturity
$10,510.00
This is a projection only. Actual returns may vary. Interest is calculated as simple interest paid at maturity.

Why Choose Term Deposits?

Secure, predictable, and rewarding. Here's why term deposits are a smart choice.

Guaranteed Returns

Lock in a fixed interest rate for the entire term. Your returns are guaranteed, no matter what happens in the market.

CDIC Insured

Your deposits are protected by the Canada Deposit Insurance Corporation (CDIC) for added peace of mind.

Flexible Terms

Choose from a range of terms from 30 days to 5 years. Find the perfect match for your savings timeline.

Predictable Growth

Know exactly how much you'll have at the end of your term. Plan your financial future with confidence.