Vectra Trust – Bank & Save, Home Loans, Business Banking

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Understanding Our Products

Product Disclosure Statements (PDS) provide you with the information you need to make informed decisions.

A Product Disclosure Statement (PDS) is a document that contains important information about a financial product. It describes the key features, benefits, risks, costs, and terms and conditions associated with the product. The PDS is designed to help you compare different products and make informed decisions.

At Vectra Trust, we are committed to transparency and providing you with all the information you need. Our PDS documents are regularly updated to reflect current terms, conditions, and fees. We encourage you to read the relevant PDS before applying for any product.

Important: The information contained in these Product Disclosure Statements is general in nature and does not take into account your personal financial situation or needs. Please consider your own circumstances before making any decisions.

Product Disclosure Statements

Browse and download our current PDS documents.

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Everyday Accounts

Key features, fees, and terms for our Everyday Account products.

Last Updated: June 1, 2026
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Savings Accounts

Information about our savings account products, including bonus interest terms.

Last Updated: June 1, 2026
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Term Deposits

Details on term deposit products, including rates, terms, and maturity options.

Last Updated: May 15, 2026
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Credit Cards

Complete information about our credit card products, fees, rates, and rewards.

Last Updated: May 15, 2026
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Home Loans

Detailed information on our home loan products, including rates, fees, and terms.

Last Updated: June 10, 2026
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Business Accounts

Product disclosure information for our business banking account products.

Last Updated: June 1, 2026
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Business Loans

Important information about our business loan products, terms, and conditions.

Last Updated: June 10, 2026
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Merchant Services

Product disclosure for our merchant services, including payment processing and fees.

Last Updated: May 20, 2026

Important Information

Key things to consider before choosing a product.

Before making a decision, please consider:

  • Your financial situation: Consider your income, expenses, and financial goals.
  • Product features: Ensure the product meets your specific needs and requirements.
  • Fees and charges: Understand all fees, charges, and costs associated with the product.
  • Risks: Be aware of any risks associated with the product, including market risk, interest rate risk, and credit risk.
  • Terms and conditions: Read the full terms and conditions carefully before signing any agreement.

Get advice if you need it: If you're unsure about any aspect of a product, we recommend seeking independent financial advice.

All Vectra Trust products are subject to eligibility criteria, terms and conditions, fees and charges. Product Disclosure Statements are available on this page and can be requested at any of our branches.

If you have any questions about our products or would like to request a copy of a PDS, please contact us.

Questions About Our Products?

Our team is here to help you understand our products and find the right solution for you.

Contact us