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Home / Home Loans

Home Loans

Find the right home loan for your needs. Competitive rates, flexible terms, and expert guidance to help you achieve your dream of homeownership.

Choose Your Home Loan

Select the loan that fits your financial situation and homeownership goals.

Popular

Owner Occupied

For your primary residence
From 6.08% p.a.
  • Competitive variable rates
  • Flexible repayment options
  • Up to 95% LVR available
  • No ongoing fees
  • Redraw facility available
Apply now
Best Value

Investment Loan

For your investment property
From 6.49% p.a.
  • Competitive investor rates
  • Interest-only options available
  • Up to 90% LVR available
  • Tax-deductible interest
  • Flexible payment schedules
Apply now
Flexible

Refinance Loan

Switch to a better rate
From 5.99% p.a.
  • Competitive refinance rates
  • Up to $4,000 cashback
  • No application fees
  • Fast approval process
  • Dedicated loan specialist
Apply now

Home Loan Repayment Calculator

Estimate your monthly repayments and see what you can afford. Plan your homeownership journey with confidence.

$
1% 6.08% 10%
1 year 25 years 30 years
Estimated Monthly Repayment
$3,213.00
This is an estimate only. Actual repayments may vary based on your individual circumstances.

Why Choose Vectra Trust for Your Home Loan?

We're committed to helping you achieve your homeownership dreams with transparent, flexible solutions.

Competitive Rates

Access some of the most competitive home loan rates in the market. Save money on your mortgage.

Fast Approval

Get pre-approved in as little as 24 hours. Move quickly when you find your dream home.

Flexible Terms

Choose from a range of loan terms and repayment options to suit your budget and goals.

Expert Guidance

Get personalized support from our home loan specialists. We're here to help you every step of the way.

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