Vectra Trust – Bank & Save, Home Loans, Business Banking

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Everyday Transaction Accounts

Some simple changes to your everyday banking can pay off.

Enjoy no monthly account keeping fees and more. Start saving smarter today.

Help reach your savings goals faster

5.10% p.a.3

Earn 5.10% p.a. bonus interest3 each month you grow your net balance by $200 or more and make no more than one withdrawal.

Learn more

Our lowest home loan variable rate

Variable Rate
6.08% p.a.*
Comparison Rate
6.09% p.a.#

Discounted Back to Basics Variable Rate. Owner Occupied. New to bank lending >= $150,000. Max LVR 60%.

Find out more
Feel Good Rewards

Cha-ching! Together, customers have earned over $1 million cashback.

That's the magic of Feel Good Rewards. Use your eligible Vectra Trust Visa Debit Card at participating retailers. No scanning, promo codes or special app needed.

Vectra Trust App

A smart way to help manage your day-to-day banking.

Stay in control

Instantly lock your card via the Vectra Trust App.

Keep updated

Turn on notifications for incoming and outgoing payments.88

VTVectra Trust
Card locked
Your debit card has been locked.
Payment received
+$2,400.00 from Employer Ltd.
My Account
$4,217.88

We're here to help

Bank & Save

How-tos, tips and FAQs to help with your day-to-day banking.

Home Loans

Guides, calculators and FAQs to help you manage your home loan.

Business Banking

Comprehensive support for your business banking needs.

Experiencing financial difficulty?

Staying safe online

Our tips and resources can help you stay safe and bank online with confidence.

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Accessible and inclusive banking

We're committed to ensuring all customers can access and use our services. Find out more.

Things you should know

Vectra Trust is a Canadian banking institution headquartered at 2505 SKYMARK AVE UNIT 314, MISSISSAUGA, ON L4W 4L5 CANADA. We are committed to serving the Canadian community with transparent and fair banking practices.

Products are issued by Vectra Trust to approved applicants only. Eligibility criteria, conditions, fees and charges apply. Please read the relevant Product Information Document before making any decisions.

*Discounted rate available for new Owner Occupied loans >= $150,000 and LVR <= 60%.

Eligible Card is a Vectra Trust Visa Debit Card linked to a personal transaction account for customers 18+.

88Notifications available for everyday accounts, savings, and loans.

# COMPARISON RATE:

Based on $150,000 over 25 years. WARNING: This comparison rate applies only to the example given.

3. Interest Rates Effective 29 May 2026. Bonus interest payable when you grow net balance by $200+ and make no more than 1 withdrawal per month.